Protecting your business, employees and equipment
Our experts connect you to the best protection plans for your health, life, and income—ensuring you and your loved ones are secure.
Business and commercial protection tailored for you
At The Introducing Broker Finance Hub, we understand the complexities and risks that come with running a business. Whether you’re protecting key personnel, safeguarding critical assets or ensuring operational continuity, our bespoke business and commercial protection solutions are designed to address the unique challenges your business faces. With access to a wide range of coverage options, we help you mitigate risks, protect your business from unforeseen events, and secure a stable future for growth and success. In some cases, paying for protection through your business may even offer tax advantages.
Our business protection services
Executive income protection
Protect your business’s continuity and key people with executive income protection.
When a director or senior executive is unable to work due to illness or injury, executive income protection provides a replacement income, covering not just salary but also dividends and P11D benefits. This helps maintain financial stability for your business while supporting your executives’ recovery. With tailored coverage options, this protection ensures your key people are financially secure, reducing any disruptions to your operations.
We provide:
- Access to coverage that includes salary, dividends, and P11D benefits for your executives
- Flexible policy options for short-term or long-term income replacement
- Access to insurers known for quick and reliable claims processing
Looking to safeguard your business and its leadership? Let’s find an executive income protection plan that supports your top talent and keeps your business running smoothly.
Shareholder protection
Protect your business’s future and keep ownership secure with shareholder protection.
If a key shareholder passes away or becomes critically ill, shareholder protection insurance provides the funds needed to buy back their shares. This ensures that shares stay within the company and prevents ownership from passing to external parties. With coverage that reflects the value of each shareholder’s stake, shareholder protection maintains stability and continuity for your business.
We provide:
- Funding options to help buy back shares at fair market value, keeping ownership in trusted hands
- Tailored coverage based on share value and the unique structure of your business
- Support in setting up cross-option agreements, ensuring a smooth transition of ownership
Interested in securing your company’s ownership structure? Let’s discuss a shareholder protection plan that fits your business and keeps its future in stable hands.
Key man protection
Secure your business against the unexpected loss of a key team member with key man protection.
Key man protection provides financial stability if a critical employee, director, or owner can no longer work due to illness or death. This insurance pays out a lump sum to your business, helping cover lost revenue, recruiting costs, or even training new talent. It’s an essential way to protect your business from financial strain if a vital person is suddenly unavailable.
We provide:
- Customised coverage options based on the key person’s role and their contribution to the business
- Policy options to cover immediate expenses, stabilise cash flow, or fund recruitment needs
- Expertise in finding the right level of protection, so your business stays resilient during transitions
Interested in securing your business against the unexpected? Let’s find a key man protection policy that gives you peace of mind and keeps your business stable, whatever comes your way.
Business loan protection
Protect your business from financial strain with business loan protection.
Business loan protection provides a lump sum to help repay outstanding business loans if a key person responsible for loan repayment passes away or becomes critically ill. This ensures that your business can meet its financial obligations without impacting cash flow or risking assets. With business loan protection, you can secure your company’s future and keep your finances stable, even if the unexpected happens.
We provide:
- Access to policies that cover various types of business loans, including commercial mortgages and director loans
- Flexible coverage amounts that align with your outstanding loan commitments
- Guidance on structuring policies to ensure your business remains financially resilient
Looking to secure your business’s financial commitments? Let’s find a business loan protection policy that safeguards your assets and supports your long-term stability.
Private medical insurance
Keep your team healthy, motivated, and protected with private medical insurance.
Private medical insurance for employees gives your team fast access to quality healthcare, reducing waiting times and helping them return to work sooner after illness or injury. This benefit not only supports employee wellbeing but can also improve morale and retention by showing your commitment to their health. We’ll work with you to find the right level of coverage for your team, balancing comprehensive benefits with budget-friendly options.
We provide:
- Access to customisable plans covering outpatient, inpatient, and specialist care to suit your workforce’s needs
- Options for both individual and family coverage, allowing employees to extend benefits to loved ones
- Guidance on tax-efficient structures and policies that align with your business objectives
Interested in offering a health benefit that shows your team you care? Let’s find a private medical insurance plan that strengthens your business by putting employee health first.
Group schemes
Strengthen your business and support your team with tailored group insurance schemes.
Group insurance schemes provide essential protection for your employees, combining cover for life insurance, income protection, private medical care and more. This streamlines the protection under one premium, often reducing costs compared to purchasing individually. These plans are designed to provide peace of mind for your workforce while giving your business a valuable tool to attract and retain talent. With options for all levels of coverage, group schemes show your team that their wellbeing matters, helping to improve morale and productivity.
We provide:
- Access to a variety of group schemes, including life insurance, critical illness cover, and private medical insurance
- Flexible policy options that can be tailored to your business and team needs
- Guidance on tax-efficient and cost-effective setups that benefit both employees and your business
Ready to create a healthier and happier workforce? Let’s explore group scheme options that support your team and align with your business goals.
Our commercial protection services
Professional indemnity insurance
Protect your business’s reputation and financial security with professional indemnity insurance.
Professional indemnity insurance (PI) covers your business if a client claims financial loss due to errors, omissions, or negligence due to your professional advice or services. Whether you’re a consultant, solicitor, accountant, or other service provider, PI insurance ensures that you’re protected from costly legal fees and compensation claims. We’ll help you find a policy that fits your field and level of risk, so you can focus on what matters most.
We provide:
- Coverage options specific to your industry and the risks associated with your services
- Policies options that cover legal costs, compensation claims, and reputational damage
- Access to insurers who specialise in protecting professionals with reliable, straightforward claims processes
Want to safeguard your business from unexpected claims? Let’s find the right professional indemnity insurance for your needs, so you’re covered when it matters most.
Public liability insurance
Keep your business protected against unexpected accidents with public liability insurance.
Public liability insurance (PL) covers your business if a client, customer, or member of the public is injured, or their property is damaged, due to your business activities. Essential for businesses that interact with the public or work on client sites, PL insurance can save you from substantial legal fees and compensation costs. We’ll help you find a policy that suits your operations, so you’re covered for life’s unforeseen incidents.
We provide:
- Coverage options to suit the size and scope of your business operations
- Access to financial protection for third-party injury, property damage, and associated legal costs
- Expertise in selecting policies that minimise risk and keep your business compliant
Looking to protect your business against potential claims? Let’s secure a public liability insurance policy that keeps your business safe and compliant.
Business trade insurance
Safeguard your business operations with comprehensive business trade insurance.
Business trade insurance protects your business assets, stock, and operations from a wide range of risks, including damage, theft, or interruption. Whether you run a retail store, operate a warehouse, or manage stock-heavy operations, this coverage ensures that an unexpected event doesn’t derail your business. We’ll help tailor a policy that aligns with your trade requirements, so you’re prepared for potential disruptions.
We provide:
- Access to protection for assets, stock, and equipment to keep your business running smoothly
- Options for business interruption cover to support cash flow during unforeseen events
- Industry-specific coverage tailored to the risks associated with your type of trade
Want to keep your business protected from the unexpected? Let’s explore a business trade insurance policy that supports your resilience and growth.
Business equipment insurance
Protect the tools that keep your business running with business equipment insurance.
Business equipment insurance covers the repair or replacement costs of essential equipment if it’s damaged, lost, or stolen. Whether it’s computers, machinery, or specialist tools, this coverage ensures you can continue operating without major setbacks. We’ll work with you to create a policy that fits your business needs, so you’re prepared for the unexpected.
We provide:
- Access to coverage for a wide range of equipment, from office technology to heavy machinery
- Options for on-site, off-site, and transit protection, keeping your assets covered wherever they are
- Flexible policy options to match the specific value and usage of your equipment
Looking to keep your business moving without interruption? Let’s find a business equipment insurance plan that gives you peace of mind and keeps your tools protected.
Property insurance
Shield your business premises and assets from the unexpected with property insurance.
Commercial property insurance safeguards your business location, equipment, inventory, and more against risks like fire, theft, vandalism, and certain weather-related damage. This coverage ensures that you can quickly recover from physical losses, whether you own or lease your space, operate a warehouse, or run a retail location. We’ll help you customise a policy that fits your needs, so you’re financially protected no matter what happens.
We provide:
- Access to protection for buildings, essential equipment, and inventory to minimise disruption to operations
- Options to cover specific risks relevant to your business location, like fire or wind damage
- Flexible choices for replacement cost or actual cash value coverage
Interested in keeping your business protected from physical setbacks? Let’s find a property insurance plan that offers robust, tailored coverage to safeguard what matters most to your operations.
Directors and Officers (D&O)
Protect your leadership and your business with Directors and Officers (D&O) insurance.
D&O insurance provides crucial coverage if directors, officers, or senior leaders are sued personally for decisions made in their roles. This coverage protects against claims like breach of fiduciary duty, misrepresentation of assets, misuse of funds, or failure to comply with regulations. Safeguarding both personal and company assets from potentially high legal costs, settlements, or judgments, helping you protect and retain top talent.
We provide:
- Protection for directors’ personal assets in the event of claims related to business management decisions
- Access to coverage for common risks, such as regulatory actions, fiduciary claims, and shareholder disputes
- Support in structuring policies that cover defense costs and indemnification for company leaders
Interested in securing the future of your leadership team? Let’s explore a D&O policy that shields your executives and keeps your business strong in the face of unexpected claims.
Cyber Security
Defend your business against today’s digital threats with comprehensive cyber security insurance.
Cyber security insurance protects your company from financial losses caused by data breaches, cyber-attacks, ransomware, and other cyber risks. With options for both first-party coverage for direct business losses and third-party liability if a breach impacts clients or partners, this insurance helps you recover quickly and mitigate costs from unexpected incidents or attacks. We’ll help you find a policy suited to your business’s cyber risks, so you can focus on what you do best.
We provide:
- Access to first-party protection covering data recovery, business interruption, ransomware response, and customer notification costs
- Access to third-party protection for legal fees, settlements, and damages if client or partner data is compromised
- Policy options to address the specific cyber threats most relevant to your industry and data needs
Ready to protect your business from cyber threats? Let’s find a cyber security insurance policy that fits your needs, keeping you prepared in today’s digital landscape.
Large fleet
Safeguard your business’s vehicles with large fleet insurance that keeps your operations moving.
Large fleet insurance lets you cover multiple vehicles under a single, streamlined policy, making it easier to manage coverage for each asset and potentially reducing overall costs. Ideal for companies that rely on a fleet for daily operations, this insurance offers tailored coverage to protect against accidents, theft, liability, and more. We’ll work with you to find a policy that fits your fleets’ needs, making sure your vehicles and drivers stay protected on the road.
We provide:
- Customisable options for fleets of all sizes, with coverage that matches each vehicle’s role and risk profile
- Access to comprehensive protection, including liability, collision, and theft, suited to your business’s needs
- Options for specialist and mixed-vehicle fleets, so every asset has the right level of coverage
Looking to protect your fleet with a solution that’s easy to manage? Let’s explore a large fleet insurance policy that supports your business and keeps your drivers on the road.
We work with a range of providers to get you the best deal
We partner with leading insurers to find the best protection for your needs, at the best price.
Our providers:
Our process
We make the process straightforward and stress-free. Here’s how we work:
1. Free consultation
We begin with a free consultation to understand your business protection needs.
2. Tailored solutions
We recommend the best coverage options based on your business size, industry, and risks.
3. Submit application
We handle all the paperwork, ensuring your coverage is set up quickly and efficiently.
4. Get protected
Enjoy peace of mind knowing that your business is protected, with ongoing support to adjust coverage as your business grows.
3 reasons to choose The Introducing Broker Finance Hub
Personal, expert advice
We provide tailored advice based on your individual financial needs, ensuring the right solution for you.
Seamless process
We take care of everything with clear, step-by-step guidance, making the journey smooth and stress-free.
Whole-of-market access
Our provider neutral approach gives you access to a wide range of lenders and providers, offering a diverse choice of options.
Ready to take the next step?
Take the first step toward safeguarding your business. From key person insurance to commercial liability protection, we offer expert, tailored solutions to help your business thrive with confidence. Contact us today and ensure your business is protected from risks, allowing you to focus on growth.