Expert mortgage brokers for every property journey
From first-time buyers to seasoned investors, we provide expert advice and access to the best mortgage deals across the whole market.
Mortgages, made simple
At The Introducing Broker Finance Hub, we specialise in helping you navigate the mortgage market with confidence. Whether you’re purchasing your first home, expanding your property portfolio, or refinancing, our whole-of-market access ensures we find the right mortgage solution tailored to your unique circumstances. We pride ourselves on our highly personalised service, providing clarity and expert guidance throughout your mortgage journey.
Our mortgage services
Residential mortgages
Finding the right mortgage doesn’t have to be complicated – we’re here to make it as easy as possible.
Whether you’re buying your first home, upgrading to something bigger, or just looking to remortgage, we’ll help you find a mortgage that fits your life. With access to a wide range of lenders, we cut through the jargon and help you understand the options – fixed rates, variable rates, and everything in-between. We’ll break down all the options and explain it in plain English, so you know exactly what you’re signing up for.
We provide:
- Exclusive access to residential mortgage deals you won’t find on comparison sites
- Help with first-time buyer schemes like Help to Buy or Shared Ownership
- Flexible mortgage terms based on your future plans and affordability
Ready to get the ball rolling? Let’s chat and find the mortgage that’s right for you.
Buy-to-let mortgages
Thinking about investing in property? Let’s make finding the right buy-to-let mortgage the easy part.
Whether you’re a seasoned landlord or dipping your toes into property investment for the first time, finding the right mortgage can be tricky. We’re here to guide you in the right direction, helping you find a mortgage that makes sense for your investment goals. From understanding how rental income impacts your borrowing to finding the best rates, we’ll break down the details so you can focus on what matters – growing your portfolio.
We provide:
- Mortgage options designed specifically for landlords, including interest-only
- Guidance on how rental income and property value affect borrowing limits
- Support for managing multiple properties or expanding your portfolio
Ready to take the next step in your property investment journey? Let’s talk buy-to-let and find the best deal for your investment.
Islamic home finance
Looking for a home finance option that aligns with your value and beliefs? We’ve got you covered with Sharia-compliant home finance solutions.
Islamic home finance works differently from traditional mortgages, but that doesn’t mean it has to be confusing. Whether you’re buying your first home or investing in property, we offer finance options that respect your faith while ensuring you get a fair, transparent deal. We’ll walk you through how everything works, from profit-sharing agreements to rent-based models, so you can move forward with confidence.
We provide:
- Sharia-compliant finance options like Ijara and Murabaha
- No interest – structured to avoid riba while still helping you own your home
- Flexible terms that work with your personal and financial needs
Ready to explore your options? Let’s find the right Islamic home finance solution that helps you move forward, without compromising your beliefs.
Self-employed mortgages
Being your own boss shouldn’t make getting a mortgage harder – we’re here to help make it straightforward.
If you’re self-employed, finding a mortgage can feel like a challenge – a challenge you could do without. We’re experts at making that process simple, so you can focus on what really matters. Whether you’re a freelancer, contractor, or run your own business, we’ll guide you through the options that work for your situation. We understand that your income can vary, so we’ll help you navigate the paperwork and find a lender who gets the way you work.
We provide:
- Access to lenders who specialise in mortgages for the self-employed
- Advice on what documents you’ll need, from tax returns to business accounts
- Flexible lending criteria, so fluctuating income doesn’t hold you back
Ready to secure your mortgage as a self-employed professional? Let’s get started and find a deal that works for you.
Lifetime mortgages
Planning to enjoy your retirement while making the most of your property’s value? A lifetime mortgage might be the perfect fit.
Lifetime mortgages allow homeowners over 55 to unlock cash tied up in their property without the need to sell or move out. Whether you’re looking to supplement your retirement income, help family, or simply enjoy the benefits of your home’s value, we’re here to guide you through every step. We’ll break down how it works, from the interest roll-up options to repayment flexibility, so you can make confident, informed decisions.
We provide:
- Access to funds while continuing to live in your home
- Options to protect a portion of your property’s value as an inheritance
- Clear guidance on interest and repayment structures to suit your plans
Considering a lifetime mortgage? Let’s explore the options together so you can enjoy your retirement comfortably and with peace of mind.
Government schemes
Looking to buy a home but need a bit of support? Government schemes could help you take that next step.
Several schemes are available to make homeownership more accessible, especially for first-time buyers. With options like Shared Ownership and the First Homes scheme, you could buy a home with a smaller deposit or benefit from significant discounts. Our team stays up-to-date on the latest offerings, so we’re here to help you navigate each scheme, ensuring you find the right fit for your goals and budget.
We provide:
- Shared Ownership – Purchase a portion of a property (10%-75%) and pay rent on the remaining share, allowing you to start with a smaller deposit and increase your ownership over time.
- First Homes – Eligible first-time buyers can buy a new-build home at a 30% discount, with the discount remaining on the property for future buyers.
- Mortgage Guarantee Scheme – Available until June 2025, this scheme supports 95% mortgages, helping buyers with a 5% deposit secure a home.
- Deposit Unlock – A 5% deposit option for new builds, with lower interest rates offered by participating lenders, making it ideal for those focused on new-build properties.
We offer advice on each of these schemes and can help you understand eligibility, benefits, and potential costs. Ready to find the scheme that’s right for you? Let’s explore your options and get you closer to owning your own home.
Second charge mortgages
Looking to lower your monthly payments or access better terms? Refinancing could be a smart move.
Refinancing your mortgage allows you to replace your existing mortgage with a new one, potentially giving you a lower interest rate or better terms. This option could be ideal if interest rates have dropped since you first took out your mortgage, or if you need flexibility to fund big expenses or consolidate debts. We’ll guide you through the refinancing process, helping you weigh up your options and choose the solution that fits your situation.
We provide:
- Guidance on lowering your monthly payments by securing a better interest rate
- Options to access equity in your property for home improvements, debt consolidation, or other financial goals
- Flexible refinancing choices that align with your budget and long-term plans
Thinking of refinancing? Let’s chat about the options available to you and see how refinancing could benefit your future plans.
Houses of Multiple Occupation (HMO)
Interested in buying or turning a property into a House of Multiple Occupation (HMO)? We can help you make it happen.
An HMO mortgage is specially designed for properties with multiple, separate tenants under one roof – think student housing, shared rentals, or flat shares. These mortgages come with unique requirements and regulations, but they can be an effective way to maximise rental income. We’ll help you understand the criteria, from licensing to property specifications, and connect you with the right lenders for your HMO needs.
We provide:
- Access to HMO mortgage options designed for multi-tenant properties
- Expert advice on licensing, eligibility and property standards
- Leadership through every step, from application to securing a mortgage that works for your investment goals
Ready to get started with an HMO mortgage? Let’s explore your options and make sure your financing aligns with your investment strategy.
Our lenders:
How much can I borrow?
Find out how much you could borrow today by using our mortgage calculator. Simply input your details below to get an estimate of what you could qualify for.
Please note: The results provided by this calculator are estimates only and are not guaranteed. Actual borrowing limits may vary based on your full financial situation. For an accurate assessment, please speak to one of our expert advisors.
Mortgage repayment calculator
Enter your details to estimate your monthly repayments.
Our process
We make the mortgage process straightforward and stress-free. Here’s how we work:
1. Free consultation
We start with a no-obligation consultation to understand your needs and goals.
2. Affordability check
We’ll assess your financial situation to determine the mortgage products you qualify for. This will not impact your credit score.
3. Mortgage in principle
Get an agreement in principle to show you’re a serious buyer.
4. Application
We handle all aspects of your mortgage application, liaising with lenders and keeping you updated.
5. Mortgage offer
Once your application is approved, we ensure a smooth transition to your full mortgage offer.
3 reasons to choose The Introducing Broker Finance Hub
All solutions, one roof
We bring your personal and business financial solutions under one roof, with impartial, whole-of-market access to ensure you get the right product at the right price.
Your goals, our mission
We listen to your needs and goals, matching you with the best financial and protection products that are designed to work for you personally or professionally.
Exceptional customer experience
We guide you through every step with clarity and convenience, and our expert team ensures a seamless experience from start to finish.
Speak to an advisor
Take the first step toward securing the right mortgage for your future. Whether you’re a first-time buyer, an investor or looking to refinance, our team is here to help. Let us guide you through the mortgage process with personalised, expert solutions tailored to your financial needs. Get in touch today and start your journey to homeownership with confidence.