Expert mortgage brokers in Maidstone
From first-time buyers to seasoned investors, we provide expert advisory and broker services for the whole of Maidstone.
Local mortgage advisors in Maidstone
Looking for reliable mortgage advice in Maidstone? We’re a fully FCA-regulated mortgage broker based right here in Kent, helping homeowners, first-time buyers, and landlords across Maidstone secure the right deal, no matter how complex the situation.
With access to over 90 lenders, we offer exclusive broker-only rates and fast same-day consultations – all backed by our no completion, no fee guarantee.
What makes us different?
There’s a reason we’re rated 4.7 Excellent on Trustpilot
Exclusive lender access
90+ lenders across the whole market to get you the best deal.
Local market expertise
We know Kent's property hotspots and pricing trends.
Free consultation
Get a free consultation and agreement in principle.
Outstanding service
Don't just take our word for it. We're rated 4.7/5 on Trustpilot.
Our mortgage services
Residential mortgages
Covering all property purchases, relocations, and refinancing throughout Maidstone and surrounding areas. Our extensive network of 90+ lending institutions - spanning traditional banks through to boutique financial providers - delivers tailored solutions matching your specific requirements and budget parameters.
First-time buyers in Kent
Supporting new purchasers in accessing Maidstone's dynamic property market. We expertly navigate Shared Ownership programmes, First Homes eligibility, and Deposit Unlock schemes. Our Maidstone-focused team has empowered 500+ first-time buyers to achieve successful property ownership.
Remortgaging in Kent
Avoid accepting automatic renewal offers from existing providers. Our comprehensive market analysis across 90+ lenders frequently reduces monthly commitments by £275+ on typical Maidstone property valuations. Complete remortgage assessments provided with zero fees or obligations.
Self employed mortgages
Independent professionals, company directors, and contractors throughout Maidstone require lenders experienced with variable income patterns. We employ comprehensive profit analysis techniques for maximised borrowing potential, often achieving approval with limited trading documentation.
Buy-to-let mortgages Kent
Through sophisticated financial modelling, we analyse projected yields and rental income potential, combining these insights with expert mortgage guidance to ensure sound Maidstone property investments. From riverside apartments near the town centre to family properties in sought-after Bearsted - we understand local lending preferences.
Houses of multiple occupation
Leverage Maidstone's strong rental demand through professional HMO mortgage arrangements. Our lending specialists understand local authority licensing procedures and identify prime HMO locations across Maidstone's established residential areas and commuter-focused developments.
Begin your Maidstone mortgage application
We’ll even give you a £50 voucher if we can’t beat your existing quote.
Schedule your complimentary mortgage consultation and capacity assessment
Areas we cover
We’re proud to offer mortgage broker and advisory services to homebuyers throughout Maidstone, whether you are looking to buy in:
Central Maidstone:
- Town Centre
- Fremlin Walk area
- River Medway waterfront
- Week Street district
Maidstone Suburbs:
- Bearsted
- Penenden Heath
- Allington
- East Maidstone
- Barming, Tovil
Surrounding Villages:
- East Farleigh Loose
- Marden
- Lenham
- Hollingbourne
- Detling
Whether you’re considering a period townhouse near Maidstone’s historic Archbishop’s Palace, a contemporary apartment overlooking the River Medway, or an investment property near Maidstone’s excellent transport connections – we maintain detailed knowledge of local valuations and lending criteria.
Looking further afield? View our Mortgage Broker Kent page for more information on how we help across the county.
Our lenders:
What our customers say
Our process
We make the mortgage process straightforward and stress-free. Here’s how we work:
1. Free consultation
We start with a no-obligation consultation to understand your needs and goals.
2. Affordability check
We’ll assess your financial situation to determine the mortgage products you qualify for. This will not impact your credit score.
3. Mortgage in principle
Get an agreement in principle to show you’re a serious buyer.
4. Application
We handle all aspects of your mortgage application, liaising with lenders and keeping you updated.
5. Mortgage offer
Once your application is approved, we ensure a smooth transition to your full mortgage offer.
Frequently asked questions
Is it worth going through a mortgage broker?
Yes – using a mortgage broker can save you time, stress, and money. Unlike banks, a mortgage broker has access to the whole of market, which means we compare deals from 90+ lenders, including exclusive rates not available directly. If you’re buying in Maidstone, we also understand local property values, lender criteria, and which providers are more likely to approve your application. For many homebuyers, our expert advice leads to better rates, smoother approvals, and lower long-term costs.
How much do you charge?
We’re always upfront about fees. For a standard mortgage or remortgage, we charge £495. For more complex cases – such as adverse credit, Sharia-compliant Home Purchase Plans, or Lifetime Mortgages – fees can be up to £1,495.
These are our typical charges, but your adviser will confirm the exact fee during your consultation. The maximum we ever charge is £1,495, and there are no hidden costs.
Can I speak to a mortgage advisor for free?
Absolutely. Your first consultation with one of our FCA-regulated Maidstone mortgage advisors is completely free, with no obligation to proceed. We’ll discuss your goals, explain your options, and even check your eligibility across 90+ lenders without affecting your credit score. Whether you’re buying, remortgaging, or investing in Maidstone property, expert advice is just a call or click away.
Can you help if I’ve been refused elsewhere?
Yes – we regularly help clients in Maidstone who’ve been declined by high street banks. Many lenders use rigid criteria that don’t suit self-employed borrowers, contractors, those with adverse credit, or unusual income structures.
As a whole-of-market mortgage broker, we work with 90+ lenders, including specialist providers who take a more flexible view of complex situations. Whether it’s missed payments, a thin credit file, or unique circumstances, we’ll explore every suitable option – and give you honest advice about what’s possible.
How quickly can you arrange a mortgage?
Fast. We offer same-day appointments, and in most cases, we can provide an Agreement in Principle within 4 hours. Once you’ve found a property, we aim to submit your full application within 24–48 hours.
With our direct access to underwriters and hands-on support, most clients in Maidstone receive a mortgage offer within 1 to 2 weeks, depending on the lender. We’ll keep things moving by working closely with your solicitor and estate agent to avoid delays.
What's your expertise with Maidstone's property market?
Comprehensive. We recognise the premium attached to properties near Maidstone’s excellent rail links, understand the appeal of riverside locations, and appreciate the investment potential in areas benefiting from Kent’s county town status.
Ready to speak to one of our Maidstone mortgage experts?
Establish your borrowing potential within 10 minutes:
✓ Immediate qualification assessment across complete lender range
✓ Current optimal rates without affecting credit profiles
✓ Expert consultation without charges
Plus, if we can’t beat your renewal deal, we’ll give you £50 voucher!
