Adverse Credit Mortgages: How to Secure a Home Loan with Defaults and Arrears

Happy Couple moving into their home

Getting a mortgage with adverse credit can feel impossible, but specialist lenders often provide solutions where high street banks cannot. From defaults and arrears to CCJs and missed payments, there are still mortgage options available with the right advice. In this blog, we explain what adverse credit means, how lenders assess applications, and what steps you can take to improve your chances.

What the March 2025 House Price Index Means for UK Homebuyers and Investors

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The March 2025 House Price Index reveals steady growth across the UK property market, with average prices holding at £271,316 and annual growth at 3.9%. But beneath the surface, regional trends in England and Scotland—and recent stamp duty changes—are reshaping the landscape for homebuyers and investors alike. Whether you’re stepping onto the property ladder or expanding a portfolio, this in-depth analysis breaks down what these changes mean for you, where the opportunities lie, and how to make smarter financial moves in today’s market.

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